Changes

'''Expedited pre-approval process ''' – provides the clout you need to get the attention of real estate agents and sellers. Click here to start your pre-approval application.

'''Streamlined application process ''' – either on-line or in person – our on-line application enables you to start the loan application process at a time convenient for you. If you prefer, a loan officer will come to your home to meet with you personally and walk you through the application process.

'''Rate-lock programs ''' – enables borrowers to lock-in at their desired rate.

'''In-house processing, underwriting, closing and post-closing departments ''' - enable us to assist you through the entire mortgage experience and close your loan quickly and efficiently.

'''Exemplary personal service ''' – our loan officers and operations team are dedicated to serving your needs, and making the home purchase or refinance process as easy as possible. Your loan officer will guide your loan through the process to closing, and will always be accessible for questions.

'''Settlement agent relationships ''' – customer service oriented offering the convenience of closing at your home, office or most any convenient location

'''Quality Control ''' - enterprise-level commitment to quality control at all phases of the mortgage loan process, implemented by company-wide compliance and Quality Control Department

'''Lowest No Points/No Closing Cost Rates ''' - We work with over 35 banks enabling us to search for the best program and rate for your situation. Because of our large volume of loans, we receive the most competitive rates from each bank and are able to offer true no points/no closing cost loans.